State guide · GA ·
Dispute a medical bill in Georgia.
Georgia gives you stronger protections than federal law alone. Audra audits your bill against Georgia Surprise Billing Consumer Protection Act (HB 888, 2020), the federal No Surprises Act, and your insurer's contracted rates — then drafts a ready-to-send appeal letter in 60 seconds.
The law
Georgia Surprise Billing Consumer Protection Act (HB 888, 2020)
Cite: HB 888 (O.C.G.A. § 33-20E-1)
Georgia HB 888 prohibits balance billing for emergency services at any hospital and for non-emergency services at in-network facilities provided by out-of-network providers. Insurers and providers resolve disputes via arbitration.
Your rights
What Georgia protects you from.
- 01
Patients owe only in-network cost-sharing for emergency care and for in-network facility care delivered by out-of-network providers.
- 02
Insurer and provider settle disputes through baseball-style arbitration administered by the Georgia Office of Insurance and Safety Fire Commissioner.
- 03
Providers may not bill patients for the disputed balance during the arbitration period.
- 04
Patients can file complaints with the Office of Insurance Commissioner's Consumer Services Division.
How Audra helps
From upload to appeal in 60 seconds.
01
Upload your bill
Drop a PDF, photo, or EOB into Audra. Encrypted in your browser before it leaves your device.
02
We check it against the law
Audra cross-references every line item against Georgia Surprise Billing Consumer Protection Act (HB 888, 2020), the federal No Surprises Act, your insurer's contracted rates, and CMS billing rules.
03
Get a ready-to-send appeal
We draft a letter citing the specific GA statute and any federal protections that apply, formatted for your insurer and provider. Print it, email it, or send it from inside Audra.
In-state coverage
Works for bills from any Georgia provider.
Audra audits bills from every major hospital system in Georgia, including:
If your bill comes from an out-of-state provider, Audra still works — federal protections apply nationwide.
If the provider won't budge
File a complaint with the GA Attorney General.
If your appeal letter doesn't resolve the bill within 30 days, escalate to the Georgia Attorney General — Consumer Protection Division. They have authority to investigate billing complaints and, in some cases, subpoena provider records.
Official complaint portal
Georgia Attorney General — Consumer Protection Division
consumer.georgia.gov/consumer-complaints/file-consumer-complaintStop paying what you don't owe.
Your first audit is free. After that, $30 per bill, or $15/mo for up to 25 audits/month.
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