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State guides

Your state has its own rules. We know all of them.

Federal law (the No Surprises Act) sets a baseline for medical bill protections. Most states layer on stronger rules. Find yours below.

California

CA

AB-72

New York

NY

FSL §§ 603-608

Texas

TX

SB 1264

Florida

FL

HB 221 (Fla. Stat. § 627.64194)

Pennsylvania

PA

Act 146 of 2020

Illinois

IL

215 ILCS 124, 215 ILCS 134

Ohio

OH

HB 388 / R.C. § 3902.50

Georgia

GA

HB 888 (O.C.G.A. § 33-20E-1)

North Carolina

NC

N.C.G.S. § 58-3-200

Michigan

MI

PA 234 of 2020 (MCL 550.3603)

New Jersey

NJ

P.L. 2018, c.32 (N.J.S.A. 26:2SS-1 et seq.)

Massachusetts

MA

M.G.L. c. 176O § 28 (Ch. 260 of 2020)

Connecticut

CT

Conn. Gen. Stat. § 38a-477aa

Maryland

MD

Md. Code, Ins. § 14-205.2 + Health-Gen. § 19-2-908

Rhode Island

RI

R.I. Gen. Laws § 27-18 + federal NSA

New Hampshire

NH

N.H. RSA 415-J

Vermont

VT

Federal NSA + 8 V.S.A. ch. 107

Maine

ME

24-A M.R.S. § 4303-D

Delaware

DE

18 Del. C. ch. 33 + federal NSA

District of Columbia

DC

D.C. Law 24-298 (D.C. Code § 31-3271 et seq.)

Virginia

VA

Va. Code § 38.2-3445.01 et seq.

South Carolina

SC

S.C. Code § 38-71-1330 + federal NSA

Tennessee

TN

T.C.A. § 56-7-1009 + federal NSA

Kentucky

KY

KRS Chapter 304 + federal NSA

Alabama

AL

Ala. Code Title 27 + federal NSA

Mississippi

MS

Miss. Code § 83-9-1 + federal NSA

Arkansas

AR

Ark. Code § 23-99-1101 + federal NSA

Louisiana

LA

La. R.S. 22:1880 + federal NSA

West Virginia

WV

W. Va. Code § 33-15 + federal NSA

Indiana

IN

Ind. Code § 27-1-37.5 + federal NSA

Wisconsin

WI

Wis. Stat. ch. 632 + federal NSA

Minnesota

MN

Minn. Stat. § 62Q.55 + federal NSA

Iowa

IA

Iowa Code ch. 514 + federal NSA

Missouri

MO

Mo. Rev. Stat. § 376.690 + federal NSA

Kansas

KS

K.S.A. ch. 40 + federal NSA

Nebraska

NE

Neb. Rev. Stat. § 44-101 et seq. + federal NSA

North Dakota

ND

N.D. Cent. Code ch. 26.1 + federal NSA

South Dakota

SD

S.D. Codified Laws ch. 58 + federal NSA

Arizona

AZ

A.R.S. § 20-3111 + federal NSA

New Mexico

NM

N.M. Stat. Ann. § 59A-57-1 et seq.

Oklahoma

OK

Okla. Stat. tit. 36 + federal NSA

Washington

WA

RCW 48.49 (Engrossed Substitute House Bill 1065 of 2019)

Colorado

CO

C.R.S. § 10-16-704 (HB 19-1174)

Oregon

OR

O.R.S. § 743B.287

Utah

UT

Utah Code § 31A-22 + federal NSA

Nevada

NV

NRS 439B + federal NSA

Idaho

ID

Idaho Code title 41 + federal NSA

Montana

MT

Mont. Code Ann. Title 33 + federal NSA

Wyoming

WY

Wyo. Stat. title 26 + federal NSA

Alaska

AK

Alaska Stat. title 21 + federal NSA

Hawaii

HI

Haw. Rev. Stat. ch. 431 + federal NSA

Don't see your state? Audra still works in all 50 states — every audit applies federal No Surprises Act protections plus the relevant state law for the state where the care was delivered. State guides for additional states are being added every week.