State guides
Your state has its own rules. We know all of them.
Federal law (the No Surprises Act) sets a baseline for medical bill protections. Most states layer on stronger rules. Find yours below.
California
CAAB-72
New York
NYFSL §§ 603-608
Texas
TXSB 1264
Florida
FLHB 221 (Fla. Stat. § 627.64194)
Pennsylvania
PAAct 146 of 2020
Illinois
IL215 ILCS 124, 215 ILCS 134
Ohio
OHHB 388 / R.C. § 3902.50
Georgia
GAHB 888 (O.C.G.A. § 33-20E-1)
North Carolina
NCN.C.G.S. § 58-3-200
Michigan
MIPA 234 of 2020 (MCL 550.3603)
New Jersey
NJP.L. 2018, c.32 (N.J.S.A. 26:2SS-1 et seq.)
Massachusetts
MAM.G.L. c. 176O § 28 (Ch. 260 of 2020)
Connecticut
CTConn. Gen. Stat. § 38a-477aa
Maryland
MDMd. Code, Ins. § 14-205.2 + Health-Gen. § 19-2-908
Rhode Island
RIR.I. Gen. Laws § 27-18 + federal NSA
New Hampshire
NHN.H. RSA 415-J
Vermont
VTFederal NSA + 8 V.S.A. ch. 107
Maine
ME24-A M.R.S. § 4303-D
Delaware
DE18 Del. C. ch. 33 + federal NSA
District of Columbia
DCD.C. Law 24-298 (D.C. Code § 31-3271 et seq.)
Virginia
VAVa. Code § 38.2-3445.01 et seq.
South Carolina
SCS.C. Code § 38-71-1330 + federal NSA
Tennessee
TNT.C.A. § 56-7-1009 + federal NSA
Kentucky
KYKRS Chapter 304 + federal NSA
Alabama
ALAla. Code Title 27 + federal NSA
Mississippi
MSMiss. Code § 83-9-1 + federal NSA
Arkansas
ARArk. Code § 23-99-1101 + federal NSA
Louisiana
LALa. R.S. 22:1880 + federal NSA
West Virginia
WVW. Va. Code § 33-15 + federal NSA
Indiana
INInd. Code § 27-1-37.5 + federal NSA
Wisconsin
WIWis. Stat. ch. 632 + federal NSA
Minnesota
MNMinn. Stat. § 62Q.55 + federal NSA
Iowa
IAIowa Code ch. 514 + federal NSA
Missouri
MOMo. Rev. Stat. § 376.690 + federal NSA
Kansas
KSK.S.A. ch. 40 + federal NSA
Nebraska
NENeb. Rev. Stat. § 44-101 et seq. + federal NSA
North Dakota
NDN.D. Cent. Code ch. 26.1 + federal NSA
South Dakota
SDS.D. Codified Laws ch. 58 + federal NSA
Arizona
AZA.R.S. § 20-3111 + federal NSA
New Mexico
NMN.M. Stat. Ann. § 59A-57-1 et seq.
Oklahoma
OKOkla. Stat. tit. 36 + federal NSA
Washington
WARCW 48.49 (Engrossed Substitute House Bill 1065 of 2019)
Colorado
COC.R.S. § 10-16-704 (HB 19-1174)
Oregon
ORO.R.S. § 743B.287
Utah
UTUtah Code § 31A-22 + federal NSA
Nevada
NVNRS 439B + federal NSA
Idaho
IDIdaho Code title 41 + federal NSA
Montana
MTMont. Code Ann. Title 33 + federal NSA
Wyoming
WYWyo. Stat. title 26 + federal NSA
Alaska
AKAlaska Stat. title 21 + federal NSA
Hawaii
HIHaw. Rev. Stat. ch. 431 + federal NSA
Don't see your state? Audra still works in all 50 states — every audit applies federal No Surprises Act protections plus the relevant state law for the state where the care was delivered. State guides for additional states are being added every week.