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State guide · LA ·

Dispute a medical bill in Louisiana.

Louisiana gives you stronger protections than federal law alone. Audra audits your bill against Louisiana Balance Billing Protection (R.S. 22:1880) + federal NSA, the federal No Surprises Act, and your insurer's contracted rates — then drafts a ready-to-send appeal letter in 60 seconds.

The law

Louisiana Balance Billing Protection (R.S. 22:1880) + federal NSA

Cite: La. R.S. 22:1880 + federal NSA

Louisiana R.S. 22:1880 limits balance billing for state-regulated plan members in emergency situations. The federal No Surprises Act layers broader protections, enforced by the Louisiana Department of Insurance.

Your rights

What Louisiana protects you from.

  • 01

    State law: no balance billing for emergency services on state-regulated plans.

  • 02

    Federal NSA: extends protection to non-emergency in-network-facility out-of-network care.

  • 03

    Louisiana DOI complaint portal at ldi.la.gov.

  • 04

    Hospitals must provide good-faith estimates per federal NSA.

How Audra helps

From upload to appeal in 60 seconds.

01

Upload your bill

Drop a PDF, photo, or EOB into Audra. Encrypted in your browser before it leaves your device.

02

We check it against the law

Audra cross-references every line item against Louisiana Balance Billing Protection (R.S. 22:1880) + federal NSA, the federal No Surprises Act, your insurer's contracted rates, and CMS billing rules.

03

Get a ready-to-send appeal

We draft a letter citing the specific LA statute and any federal protections that apply, formatted for your insurer and provider. Print it, email it, or send it from inside Audra.

In-state coverage

Works for bills from any Louisiana provider.

Audra audits bills from every major hospital system in Louisiana, including:

Ochsner HealthLCMC HealthFranciscan Missionaries of Our Lady Health SystemWillis-Knighton Health SystemTulane Health System+ every other in-state provider

If your bill comes from an out-of-state provider, Audra still works — federal protections apply nationwide.

If the provider won't budge

File a complaint with the LA Attorney General.

If your appeal letter doesn't resolve the bill within 30 days, escalate to the Louisiana Attorney General — Consumer Protection. They have authority to investigate billing complaints and, in some cases, subpoena provider records.

Official complaint portal

Louisiana Attorney General — Consumer Protection

www.ag.state.la.us/Complaints

Stop paying what you don't owe.

Your first audit is free. After that, $30 per bill, or $15/mo for up to 25 audits/month.

Other states

Audra also covers