State guide · NV ·
Dispute a medical bill in Nevada.
Nevada gives you stronger protections than federal law alone. Audra audits your bill against Nevada Surprise Billing protections (AB 469 of 2019) + federal NSA, the federal No Surprises Act, and your insurer's contracted rates — then drafts a ready-to-send appeal letter in 60 seconds.
The law
Nevada Surprise Billing protections (AB 469 of 2019) + federal NSA
Cite: NRS 439B + federal NSA
Nevada AB 469 prohibits balance billing for emergency services and inadvertent out-of-network care, with the federal NSA layering broader protection. The Nevada Division of Insurance enforces.
Your rights
What Nevada protects you from.
- 01
In-network cost-sharing for emergency care + inadvertent out-of-network at in-network facilities.
- 02
Nevada Division of Insurance complaint portal at doi.nv.gov.
- 03
Federal NSA extends to self-insured plans + air ambulance.
- 04
Hospitals must give good-faith estimates per federal NSA.
How Audra helps
From upload to appeal in 60 seconds.
01
Upload your bill
Drop a PDF, photo, or EOB into Audra. Encrypted in your browser before it leaves your device.
02
We check it against the law
Audra cross-references every line item against Nevada Surprise Billing protections (AB 469 of 2019) + federal NSA, the federal No Surprises Act, your insurer's contracted rates, and CMS billing rules.
03
Get a ready-to-send appeal
We draft a letter citing the specific NV statute and any federal protections that apply, formatted for your insurer and provider. Print it, email it, or send it from inside Audra.
In-state coverage
Works for bills from any Nevada provider.
Audra audits bills from every major hospital system in Nevada, including:
If your bill comes from an out-of-state provider, Audra still works — federal protections apply nationwide.
If the provider won't budge
File a complaint with the NV Attorney General.
If your appeal letter doesn't resolve the bill within 30 days, escalate to the Nevada Attorney General — Bureau of Consumer Protection. They have authority to investigate billing complaints and, in some cases, subpoena provider records.
Official complaint portal
Nevada Attorney General — Bureau of Consumer Protection
ag.nv.gov/Hot_Topics/Issue/Consumer/Stop paying what you don't owe.
Your first audit is free. After that, $30 per bill, or $15/mo for up to 25 audits/month.
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